To ensure the safety and security of your account, AWA Alliance Bank will require Members to have SMS One Time Password functionality activated in order to use internet banking. Additionally Members are required to update their internet banking passwords to a minimum of 8 characters including a combination of upper and lower case letters, numbers and symbols. To find out more click here.

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Proposed changes for AWA Mutual Limited (AWA)

The AWA Board will be recommending to members a merger with Beyond Bank Australia Ltd.

AWA is currently a party to an agreement with Bendigo and Adelaide Bank (Bendigo) in operating the Alliance Bank network. The Alliance Agreement is scheduled to end in February 2025.

We have been advised that as part of Bendigo's strategy to reshape its business for the future, the bank is pursuing a strategy to become simpler, stronger and more efficient, which means the existing Alliance Agreement will not be renewed upon expiry.

AWA have been working closely and collaboratively with Bendigo to identify and consider a different operating model for our members into the future.

The AWA Board have also been completing a deliberate and planned process to evaluate other strategic options that may also be available to us in the ongoing delivery of our member value proposition.

AWA is pleased to advise that this process has now concluded and the AWA Board have unanimously agreed to recommend to members that AWA proceed with a Merger with Beyond Bank Australia Ltd (Beyond) by way of a Scheme of Arrangement.

For the Merger to proceed AWA will need to seek a number of approvals including a member vote in favour of the scheme. 

At this point in time members are not required to take any action. 

AWA is working towards the regulatory and court approvals required and will advise members of the outcome which we expect will take approximately 3-4 months. 

In the Interim, you are invited to review the Questions & Answers below. 

Further Information

You can email AWA directly at  with any queries or discuss them with our branch staff personally either in branch or by calling 1300 056 953.

You will be kept informed as we progress but you can also continue to review this page for further updates. 


AWA Alliance Bank