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Did the RBA reduce their rates?

No. But we did!

Effective 1 October 2020 loan rates have been reduced!  Normally such a reduction would take place when the Reserve Bank of Australia (RBA) lowers the Official Cash Rate. We are dropping our rate outside of any RBA movements because we are different from other banks. We care about our members and are always striving to deliver the best outcome that we can.

Traditionally financial institutions offer new borrowers a lower rate then slowly inflate this rate over time. We believe it's only fair to offer long time members and newly joined members the same savings and benefits. Therefore we do not have differential pricing for borrowers with the same product.

We encourage all members who know family and friends who have a home loan elsewhere to check their rate.

We will continue to make every effort to improve the financial wellbeing of you and your community.

Interest Rates

Rates, Fees & Charges effective: 01/04/2021

AWA Alliance Bank